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Home Loan Rates NZ

The home loan rate is a term used interchangeably with the term 'interest rate', which is the cost of borrowing, or reward for saving. For a home loan interest rate, this is shown as a percentage of the total loan amount.

For example, you borrow $100,000 for one year on an interest only home loan. The interest cost for one year is $5,000. Therefore the interest rate is 5% = 5000 / 100,000 x 100%

Tella has compiled an extensive list of some of NZ's lenders updated every days with their home loan borrowing rates; find a link to the page in the Useful Links section below.


Making the home loan journey easy for you anytime, anywhere.

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