You can ask your bank to offer you a better deal. Like a sharper rate, or a cash contribution for sticking with them.
But it’s unlikely they’ll tell you about a better deal at another bank.
You can talk to three or four different banks directly to see what they’re willing to offer you.
But that’ll mean setting up meetings, taking time off during work hours, and playing hardball with lenders.
You can talk to a regular mortgage broker who deals with several banks so you’ll get an idea of your different options.
But if you don’t proceed, some brokers will charge a fee for their time.
“My wife and I approached Tella about our refinancing as we were putting it off, wondering what to do in this ever changing market.
Ben quickly identified our needs and gave us some recommendations within 24 hours.
Long story short, we decided to roll over with our current bank but through Tella we got a substantial rebate!”
Neil Cording
See if you’re eligible for a cash incentive worth up to 1% of your home loan value - which could mean an extra $3-25,000 to you.
Find out if your current lender is willing to match an offer from another provider. So you don’t need to switch providers.
Find out if your current lender is willing to match an offer from another provider. So you don’t need to switch providers.
“With mortgage rates changing we approached Tella.
With Chrishana working alongside us, we were able to secure a good interest rate and got supporting advice from start to finish.
Now our financial forecast is even better than before. Highly recommend A+++ service.”
Teressa Ah Fook
“I put Tella up against my incumbent bank in a 1v1 showdown when refinancing a mortgage.
They offered a fast, complete, and clear product that my bank of 5 years simply couldn't match.
The service Chrishana provided was one of the main features. She provided a concise proposal that made sealing the deal very easy.
Joe Schumacher
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