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Understanding Loan Options

Get familiar with home loan types

Fixed loan, revolving credit, or offset loan? What are they and which is best for you? We'll explain more about each home loan type down below.

There are several types of home loans on offer in New Zealand. Each of which have pros and cons to consider before selecting as your ultimate choice when structuring your home loan. Understanding your home loan options will help you make a confident decision that ensures your financial success. The below loan types are some of the most common on offer via banks and lenders.

Fixed Loan

Floating Loan

Revolving Credit

Interest Only

Offset Loan

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